LOAN PROGRAMS AVALILABLE  - For Program Details Call  RAY MOFFITT, Loan Officer at 541-782-3160 ofc or 541-868-5581 cell.

• CONSTRUCTION - TO - PERMANENT LOAN PROGRAM:  Finance the construction cost of building a home on land you own, and also obtain permanent financing at the same time.  A one closing for both loans will saves thousands in closing costs.
• 30-YEAR FIXED RATE PROGRAM: A 30-year loan is the most widely accepted program used to finance a residential purchase, and is available for conventional and jumbo loans.  This product is the best one to choose if you are planning on living in your home for a long time, or if you want a monthly payment where the Principal and Interest payment will not change.
• 15-YEAR FIXED RATE PROGRAM: A 15-year loan has a lower rate than a 30-year term.  Having a shorter loan term also means that you will pay much less in interest over the life of the loan, although the monthly payments will be higher than that of a 30-year term.  This loan program is a great money saver.
• 100% FINANCING OPTIONS, FHA and VA LOANS, MANUFACTURED HOME LOANS, and 1-10 YEAR ADJUSTABLE LOANS.